Personal
NOW Checking Account
Earn interest on your account balance while taking advantage of the long list of benefits offered with a Holyoke Credit Union NOW Checking.
Additional account features:
- Now offering Contactless Debit Card technology!
- Free unlimited check-writing privileges
- Free unlimited use of Holyoke Credit Union ATMs**
- Free Online Banking, Bill Payment, and eStatements with Holyoke Credit Union AtHome
- Free Holyoke Credit Union Mobile Banking with iPhone and Android apps
- One free order of checks at account opening
- Free Holyoke Credit Union MasterMoney™ Debit Card
- A monthly maintenance service charge of $7.00 will be charged for this account. The charge will be waived when a minimum average daily balance of $1,000.00 is maintained in the account during the statement cycle or your paycheck, pension, or social security check is direct deposited into the account.
- Free Info24 Telephone Banking
- Variable interest rate, compounded daily and paid monthly
Stop by any of our branch offices and we’ll open the account for you. It’s as simple as can be . . . even if you are switching to Holyoke Credit Union from another financial institution.
Open your digital wallet
Take advantage of the convenience of tap-and-go payments in stores, in apps, or online using your Apple, Android, or Samsung smart phone or other devices.
Click here to find out how*The following qualifications must be met:
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You will receive your $150 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening.
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Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.
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Checking account must have at least six (6) debit card purchases within the first 60 days from opening (transactions must clear and post within the first 60 days to qualify) – OR – you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued.
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Member must enroll in online banking and receive eStatements.
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One $150 bonus per member/household.
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Existing HCU checking account holders are excluded from offer.
Your checking account will be charged $150 if you close your account the first 12 months after the account is opened.
**Unlimited free use of Holyoke Credit Union ATMs and ATMs belonging to the surcharge-free SUM™ and MoneyPass™ networks. Other institutions may impose surcharges for use of ATMs.‡ There is a $7.00 maintenance service charge for an insufficient balance and non-direct deposit accounts. Minimum to open is $10.00.