NOW Checking Account

Earn interest on your account balance while taking advantage of the long list of benefits offered with a Holyoke Credit Union NOW Checking.

Additional account features:

  • Now offering Contactless Debit Card technology!
  • Free unlimited check-writing privileges
  • Free unlimited use of Holyoke Credit Union ATMs**
  • Free Online Banking, Bill Payment, and eStatements with Holyoke Credit Union AtHome
  • Free Holyoke Credit Union Mobile Banking with iPhone and Android apps
  • One free order of checks at account opening
  • Free Holyoke Credit Union MasterMoney™ Debit Card 
  • A monthly maintenance service charge of $7.00 will be charged for this account.  The charge will be waived when a minimum average daily balance of $1,000.00 is maintained in the account during the statement cycle or your paycheck, pension, or social security check is direct deposited into the account.
  • Free Info24 Telephone Banking
  • Variable interest rate, compounded daily and paid monthly
  • Learn more about our Overdraft Protection

Stop by any of our branch offices and we’ll open the account for you. It’s as simple as can be . . . even if you are switching to Holyoke Credit Union from another financial institution.

Open your digital wallet

Take advantage of the convenience of tap-and-go payments in stores, in apps, or online using your Apple, Android, or Samsung smart phone or other devices.

*The following qualifications must be met:
  1. You will receive your $150 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening.
  2. Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.
  3. Checking account must have at least six (6) debit card purchases within the first 60 days from opening (transactions must clear and post within the first 60 days to qualify) – OR – you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued.
  4. Member must enroll in online banking and receive eStatements.
  5. One $150 bonus per member/household.
  6. Existing HCU checking account holders are excluded from offer.
Your checking account will be charged $150 if you close your account the first 12 months after the account is opened.
**Unlimited free use of Holyoke Credit Union ATMs and ATMs belonging to the surcharge-free SUM™ and MoneyPass™ networks. Other institutions may impose surcharges for use of ATMs.‡ There is a $7.00 maintenance service charge for an insufficient balance and non-direct deposit accounts.  Minimum to open is $10.00.