NOW Checking Account

Open a Holyoke Credit Union NOW Checking Account

To Celebrate Our 110th Anniversary We Are Offering $110* for You to Switch!

Earn interest on your account balance while taking advantage of the long list of benefits offered with a Holyoke Credit Union NOW Checking.

Additional account features:

  • Now offering Contactless Debit Card technology!
  • Free unlimited check-writing privileges
  • Free unlimited use of Holyoke Credit Union ATMs**
  • Free Online Banking, Bill Payment, and eStatements with Holyoke Credit Union AtHome
  • Free Holyoke Credit Union Mobile Banking with iPhone and Android apps
  • One free order of checks at account opening
  • Free Holyoke Credit Union MasterMoney™ Debit Card 
  • A monthly maintenance service charge of $7.00 will be charged for this account.  The charge will be waived when a minimum average daily balance of $1,000.00 is maintained in the account during the statement cycle or your paycheck, pension, or social security check is direct deposited into the account.
  • Free Info24 Telephone Banking
  • Variable interest rate, compounded daily and paid monthly

Stop by any of our branch offices and we’ll open the account for you. It’s as simple as can be . . . even if you are switching to Holyoke Credit Union from another financial institution.

Open your digital wallet

Take advantage of the convenience of tap-and-go payments in stores, in apps, or online using your Apple, Android, or Samsung smart phone or other devices.

Click here to find out how
*The following qualifications must be met:
  1. You will receive your $110 bonus once Holyoke Credit Union receives your direct deposit. Direct deposit must be received within 60 days of account opening.
  2. Holyoke Credit Union must receive your full direct deposit during each monthly qualification cycle (statement period) for a full year.
  3. Checking account must have at least six (6) debit card purchases within the first 60 days from opening – OR – you must spend $1,000 on your Holyoke Credit Union VISA® Platinum Credit Card within three (3) months of the credit card being issued.
  4. Member must enroll in online banking and receive eStatements.
  5. One $110 bonus per member/household.
Your checking account will be charged $110 if these qualifications are not met during the first 12 months after the account is opened.
**Unlimited free use of Holyoke Credit Union ATMs and ATMs belonging to the surcharge-free SUM™ and MoneyPass™ networks. Other institutions may impose surcharges for use of ATMs.‡ There is a $7.00 maintenance service charge for an insufficient balance and non-direct deposit accounts.  Minimum to open is $10.00.


Learn more about our Overdraft Protection