OUR WEST SPRINGFIELD BRANCH OFFICE HAS MOVED TO 85 ELM STREET. THE ENTRANCE WILL TEMPORARILY BE LOCATED ON CENTRAL STREET. THERE IS CURRENTLY NO ATM AT THIS BRANCH.

Deposit Rates


Companion Deposit Account*

Rates Effective: 09/07/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Companion Deposit Account 1.500% $10.00 1.490% $10.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.


Select Money Market Account*

Rates Effective: 08/31/2022

Select Money Market Account  Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.00% 0.00% $10.00 $0.01
TIER 2 1.00% 1.00% $10.00 $2,500
TIER 3 1.10% 1.10% $10.00 $25,000
TIER 4 1.25% 1.25% $10.00 $75,000
*Rate may change after account opening.
Fees could reduce earnings on the account.


Certificates of Deposit & IRA Certificates of Deposit

Rates Effective: 08/31/2022

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
5 Months 0.230% $1,000.00 0.230% $1.00
6 Months 0.250% $1,000.00 0.250% $1.00
12 Months 0.750% $1,000.00 0.750% $1.00
18 Months 0.770% $1,000.00 0.770% $1.00
24 Months 0.800% $1,000.00 0.800% $1.00
30 Months 0.820% $1,000.00 0.820% $1.00
36 Months 0.850% $1,000.00 0.850% $1.00
48 Months 0.900% $1,000.00 0.900% $1.00
60 Months 0.950% $1,000.00 0.950% $1.00
A penalty may be imposed for early withdrawals.


Limited Edition Savings Account*

Rates Effective: 08/31/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Limited Edition Savings Account 0.350% $1,000.00 0.350% $1,000.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.

Elite Money Market Account

Rates Effective: 08/31/2022

Elite Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.100% 0.100% $10.00 $0.01
TIER 2 0.100% 0.100% $10.00 $2,000.00
TIER 3 0.100% 0.100% $10.00 $10,000.00
TIER 4 0.150% 0.150% $10.00 $50,000.00
TIER 5 0.150% 0.150% $10.00 $100,000.00
TIER 6 0.200% 0.200% $10.00 $250,000.00
Rate may change after account opening.
Fees could reduce earnings on the account.


Savings Accounts

Rates Effective: 08/31/2022

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Statement Savings Account 0.010% 0.010% $10.00 $100.00
Savers Money Market 0.010% 0.010% $10.00 $0.01
Rate may change after account opening.
Fees could reduce earnings on the account.


IRA Money Market Account

Rates Effective: 08/31/2022

IRA Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.100% 0.100% $10.00 $0.01
TIER 2 0.150% 0.150% $10.00 $25,000.00
TIER 3 0.200% 0.200% $10.00 $75,000.00
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account. 
Rate may change after account opening.


Club Accounts

Rates Effective: 08/31/2022

Club Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Christmas Club 0.01% 0.01% $10.00 $0.01
Vacation Club 0.01% 0.01% $10.00 $0.01
All-Purpose Club 0.01% 0.01% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.


Checking Accounts

Rates Effective: 08/31/2022

Checking Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
NOW Checking 0.01% 0.01% $10.00 $0.01
Simply Free Checking 0.00% 0.00% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.