Personal
Deposit Rates
Limited Edition Savings Account*
Rates Effective: 08/03/2020
| Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Limited Edition Savings Account | 0.550% | $1,000.00 | 0.550% | $1,000.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
Companion Deposit Account*
Rates Effective: 08/03/2020
| Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Companion Deposit Account | 0.350% | $10.00 | 0.350% | $10.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
Elite Money Market Account
Rates Effective: 08/03/2020
| Elite Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.010% | 0.010% | $10.00 | $0.01 |
| TIER 2 | 0.010% | 0.010% | $10.00 | $2,000.00 |
| TIER 3 | 0.110% | 0.110% | $10.00 | $10,000.00 |
| TIER 4 | 0.160% | 0.160% | $10.00 | $50,000.00 |
| TIER 5 | 0.210% | 0.210% | $10.00 | $100,000.00 |
| TIER 6 | 0.210% | 0.210% | $10.00 | $250,000.00 |
Rate may change after account opening.
Fees could reduce earnings on the account.
Savings Accounts
Rates Effective: 07/31/2020
| Savings Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Statement Savings Account | 0.010% | 0.010% | $10.00 | $100.00 |
| Savers Money Market | 0.010% | 0.010% | $10.00 | $0.01 |
Rate may change after account opening.
Fees could reduce earnings on the account.
IRA Money Market Account
Rates Effective: 08/03/2020
| IRA Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.010% |
0.010% |
$10.00 | $0.01 |
| TIER 2 | 0.110% | 0.110% | $10.00 | $25,000.00 |
| TIER 3 | 0.160% | 0.160% | $10.00 | $75,000.00 |
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Certificates of Deposit & IRA Certificates of Deposit
Rates Effective: 08/03/2020
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| 5 Months | 0.060% | $1,000.00 | 0.060% | $0.01 |
| 6 Months | 0.110% | $1,000.00 | 0.110% | $0.01 |
| 12 Months | 0.210% | $1,000.00 | 0.210% | $0.01 |
| 18 Months | 0.310% | $1,000.00 | 0.310% | $0.01 |
| 24 Months | 0.360% | $1,000.00 | 0.360% | $0.01 |
| 30 Months | 0.380% | $1,000.00 | 0.380% | $0.01 |
| 36 Months | 0.410% | $1,000.00 | 0.410% | $0.01 |
| 48 Months | 0.460% | $1,000.00 | 0.460% | $0.01 |
| 60 Months | 0.610% | $1,000.00 | 0.610% | $0.01 |
A penalty may be imposed for early withdrawals.
Club Accounts
Rates Effective: 07/31/2020
| Club Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Christmas Club | 0.01% | 0.01% | $10.00 | $0.01 |
| Vacation Club | 0.01% | 0.01% | $10.00 | $0.01 |
| All-Purpose Club | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening. Fees could reduce earnings on the account.
Checking Accounts
Rates Effective: 07/31/2020
| Checking Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| NOW Checking | 0.01% | 0.01% |
$10.00 |
$0.01 |
