Personal
Deposit Rates
Deposit Rates
Companion Deposit Account*
Rates Effective: 04/01/2024
| Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Companion Deposit Account | 4.90% | $10.00 | 4.79% | $10.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.
Select Money Market Account*
Rates Effective: 04/01/2024
| Select Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.10% | 0.10% | $10.00 | $0.00 |
| TIER 2 | 2.35% | 2.33% | $10.00 | $2,500.00 |
| TIER 3 | 2.70% | 2.67% | $10.00 | $25,000.00 |
| TIER 4 | 3.00% | 2.96% | $10.00 | $75,000.00 |
*Rate may change after account opening.
Fees could reduce earnings on the account.
Certificates of Deposit & IRA Certificates of Deposit
Rates Effective: 04/01/2024
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| 5 Months | 2.90% | $1,000.00 | 2.85% | $1.00 |
| 6 Months | 3.15% | $1,000.00 | 3.10% | $1.00 |
| 12 Months | 3.25% | $1,000.00 | 3.20% | $1.00 |
| 18 Months | 3.25% | $1,000.00 | 3.20% | $1.00 |
| 24 Months | 3.25% | $1,000.00 | 3.20% | $1.00 |
| 30 Months | 3.15% | $1,000.00 | 3.10% | $1.00 |
| 36 Months | 3.05% | $1,000.00 | 3.00% | $1.00 |
| 48 Months | 3.00% | $1,000.00 | 2.96% | $1.00 |
| 60 Months | 2.90% | $1,000.00 | 2.86% | $1.00 |
A penalty may be imposed for early withdrawals.
Savings Accounts
Rates Effective: 04/01/2024
| Savings Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Statement Savings Account | 0.01% | 0.01% | $10.00 | $100.00 |
| Savers Money Market | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening.
Fees could reduce earnings on the account.
IRA Money Market Account
Rates Effective: 04/01/2024
| IRA Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.10% | 0.10% | $10.00 | $0.01 |
| TIER 2 | 0.15% | 0.15% | $10.00 | $25,000.00 |
| TIER 3 | 0.20% | 0.20% | $10.00 | $75,000.00 |
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Rate may change after account opening.
Club Accounts
Rates Effective: 04/01/2024
| Club Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Christmas Club | 0.01% | 0.01% | $10.00 | $0.01 |
| Vacation Club | 0.01% | 0.01% | $10.00 | $0.01 |
| All-Purpose Club | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening. Fees could reduce earnings on the account.
Checking Accounts
Rates Effective: 04/01/2024
| Checking Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| NOW Checking | 0.01% | 0.01% | $10.00 | $0.01 |
| Simply Free Checking | 0.00% | 0.00% | $10.00 | $0.01 |
| 18/65 Checking | 0.00% | 0.00% | $10.00 | $0.01 |
