Deposit Rates

Elite Money Market Account

Rates Effective: 12/01/2019

Elite Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.050 % 0.050 % $10.00 $0.01
TIER 2 0.400 % 0.400 % $10.00 $10,000.00
TIER 3 0.650 % 0.650 % $10.00 $50,000.00
TIER 4 0.700 % 0.700 % $10.00 $100,000.00


Savings Accounts

Rates Effective: 12/01/2019

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Statement Savings Account 0.01% 0.01% $10.00 $100.00
Savers Money Market 0.01% 0.01% $10.00 $0.01
Rate may change after account opening.
Fees could reduce earnings on the account.

Rate may change after account opening.
Fees could reduce earnings on the account.


IRA Money Market Account

Rates Effective: 12/01/2019

IRA Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.05%

0.05%

$10.00 $0.01
TIER 2 0.40% 0.40% $10.00 $25,000.00
TIER 3 0.65% 0.65% $10.00 $75,000.00

A penalty may be imposed for early withdrawal


Companion/ Deposit Account*

Rates Effective: 12/01/2019

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Funds Always Available 1.11% $10.00 1.10% $10.00
*Accounts must be associated with a CD.

Limited Edition Savings Account*

Rates Effective: 12/01/2019

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Funds Always Available 1.41% $1,000.00 1.40% $1,000.00
*Accounts must be associated with a CD.


Certificates of Deposit & IRA Certificates of Deposit

Rates Effective: 12/01/2019

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
5 Months 0.45% $1,000.00 0.45% $1,000.00
6 Months 0.61% $1,000.00 0.61% $1,000.00
12 Months 1.01% $1,000.00 1.01% $1,000.00
18 Months 1.12% $1,000.00 1.11% $1,000.00
24 Months 1.27% $1,000.00 1.26% $1,000.00
30 Months 1.42% $1,000.00 1.41% $1,000.00
36 Months 1.52% $1,000.00 1.51% $1,000.00
48 Months 1.57% $1,000.00 1.56% $1,000.00
60 Months 1.72% $1,000.00 1.71% $1,000.00
A penalty may be imposed for early withdrawals.
*Overnight accounts (Limited Edition Savings Account & Companion Deposit Account) must be associated with a CD.


Club Accounts

Rates Effective: 12/01/2019

Club Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Christmas Club 0.01% 0.01% $10.00 $0.01
Vacation Club 0.01% 0.01% $10.00 $0.01
All-Purpose Club 0.01% 0.01% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.


Checking Accounts

Rates Effective: 12/01/2019

Checking Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
NOW Checking 0.01% 0.01%

$10.00

$0.01
Rate may change after account opening. Fees could reduce earnings on the account.