OUR WEST SPRINGFIELD BRANCH OFFICE WILL MOVE TO 85 ELM STREET IN LATE JUNE.

Deposit Rates


Limited Edition Savings Account*

Rates Effective: 4/30/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Limited Edition Savings Account 0.310% $1,000.00 0.310% $1,000.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.


Companion Deposit Account*

Rates Effective: 4/30/2022

Product Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
Companion Deposit Account 0.310% $10.00 0.310% $10.00
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.


Elite Money Market Account

Rates Effective: 4/30/2022

Elite Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.100% 0.100% $10.00 $0.01
TIER 2 0.100% 0.100% $10.00 $2,000.00
TIER 3 0.100% 0.100% $10.00 $10,000.00
TIER 4 0.150% 0.150% $10.00 $50,000.00
TIER 5 0.150% 0.150% $10.00 $100,000.00
TIER 6 0.200% 0.200% $10.00 $250,000.00
Rate may change after account opening.
Fees could reduce earnings on the account.


Savings Accounts

Rates Effective: 4/30/2022

Savings Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Statement Savings Account 0.010% 0.010% $10.00 $100.00
Savers Money Market 0.010% 0.010% $10.00 $0.01
Rate may change after account opening.
Fees could reduce earnings on the account.


IRA Money Market Account

Rates Effective:  4/30/2022

IRA Money Market Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
TIER 1 0.100%

0.100%

$10.00 $0.01
TIER 2 0.150% 0.150% $10.00 $25,000.00
TIER 3 0.200% 0.200% $10.00 $75,000.00

A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account. 


Certificates of Deposit & IRA Certificates of Deposit

Rates Effective: 4/30/2022

Term Annual Percentage Yield (APY) Minimum Deposit to Open Annual Interest Rate Minimum Daily Balance
to Earn Stated APY
5 Months 0.230% $1,000.00 0.230% $0.01
6 Months 0.250% $1,000.00 0.250% $0.01
12 Months 0.400% $1,000.00 0.400% $0.01
18 Months 0.450% $1,000.00 0.450% $0.01
24 Months 0.550% $1,000.00 0.550% $0.01
30 Months 0.600% $1,000.00 0.600% $0.01
36 Months 0.700% $1,000.00 0.700% $0.01
48 Months 0.750% $1,000.00 0.750% $0.01
60 Months 0.800% $1,000.00 0.800% $0.01
A penalty may be imposed for early withdrawals.


Club Accounts

Rates Effective: 4/30/2022

Club Account Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
Christmas Club 0.01% 0.01% $10.00 $0.01
Vacation Club 0.01% 0.01% $10.00 $0.01
All-Purpose Club 0.01% 0.01% $10.00 $0.01
Rate may change after account opening. Fees could reduce earnings on the account.


Checking Accounts

Rates Effective: 4/30/2022

Checking Product Annual Percentage Yield (APY) Annual Interest Rate Minimum Deposit to Open Minimum Daily Balance
to Earn Stated APY
NOW Checking 0.01% 0.01%

$10.00

$0.01
Rate may change after account opening. Fees could reduce earnings on the account.