Personal
Deposit Rates
Elite Money Market Account
Rates Effective: 01/31/2020
| Elite Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.050 % | 0.050 % | $10.00 | $0.01 |
| TIER 2 | 0.350 % | 0.350 % | $10.00 | $10,000.00 |
| TIER 3 | 0.550 % | 0.550 % | $10.00 | $50,000.00 |
| TIER 4 | 0.600 % | 0.600 % | $10.00 | $100,000.00 |
Savings Accounts
Rates Effective: 01/31/2020
| Savings Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Statement Savings Account | 0.01% | 0.01% | $10.00 | $100.00 |
| Savers Money Market | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening.
Fees could reduce earnings on the account.
Rate may change after account opening.
Fees could reduce earnings on the account.
IRA Money Market Account
Rates Effective: 01/31/2020
| IRA Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.05% |
0.05% |
$10.00 | $0.01 |
| TIER 2 | 0.35% | 0.35% | $10.00 | $25,000.00 |
| TIER 3 | 0.55% | 0.55% | $10.00 | $75,000.00 |
A penalty may be imposed for early withdrawal
Companion/ Deposit Account*
Rates Effective: 01/31/2020
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Funds Always Available | 1.00% | $10.00 | 1.00% | $10.00 |
*Accounts must be associated with a CD.
Limited Edition Savings Account*
Rates Effective: 01/31/2020
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Funds Always Available | 1.31% | $1,000.00 | 1.30% | $1,000.00 |
*Accounts must be associated with a CD.
Certificates of Deposit & IRA Certificates of Deposit
Rates Effective: 01/31/2020
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| 5 Months | 0.41% | $1,000.00 | 0.41% | $1,000.00 |
| 6 Months | 0.51% | $1,000.00 | 0.51% | $1,000.00 |
| 12 Months | 0.91% | $1,000.00 | 0.91% | $1,000.00 |
| 18 Months | 1.01% | $1,000.00 | 1.01% | $1,000.00 |
| 24 Months | 1.16% | $1,000.00 | 1.15% | $1,000.00 |
| 30 Months | 1.32% | $1,000.00 | 1.31% | $1,000.00 |
| 36 Months | 1.42% | $1,000.00 | 1.41% | $1,000.00 |
| 48 Months | 1.47% | $1,000.00 | 1.46% | $1,000.00 |
| 60 Months | 1.62% | $1,000.00 | 1.61% | $1,000.00 |
A penalty may be imposed for early withdrawals.
*Overnight accounts (Limited Edition Savings Account & Companion Deposit Account) must be associated with a CD.
Club Accounts
Rates Effective: 01/31/2020
| Club Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Christmas Club | 0.01% | 0.01% | $10.00 | $0.01 |
| Vacation Club | 0.01% | 0.01% | $10.00 | $0.01 |
| All-Purpose Club | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening. Fees could reduce earnings on the account.
Checking Accounts
Rates Effective: 01/31/2020
| Checking Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| NOW Checking | 0.01% | 0.01% |
$10.00 |
$0.01 |
