Personal
Deposit Rates
Companion Deposit Account*
Rates Effective: 09/07/2022
| Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Companion Deposit Account | 1.500% | $10.00 | 1.490% | $10.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.
Select Money Market Account*
Rates Effective: 08/31/2022
| Select Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.00% | 0.00% | $10.00 | $0.01 |
| TIER 2 | 1.00% | 1.00% | $10.00 | $2,500 |
| TIER 3 | 1.10% | 1.10% | $10.00 | $25,000 |
| TIER 4 | 1.25% | 1.25% | $10.00 | $75,000 |
*Rate may change after account opening.
Fees could reduce earnings on the account.
Certificates of Deposit & IRA Certificates of Deposit
Rates Effective: 08/31/2022
| Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| 5 Months | 0.230% | $1,000.00 | 0.230% | $1.00 |
| 6 Months | 0.250% | $1,000.00 | 0.250% | $1.00 |
| 12 Months | 0.750% | $1,000.00 | 0.750% | $1.00 |
| 18 Months | 0.770% | $1,000.00 | 0.770% | $1.00 |
| 24 Months | 0.800% | $1,000.00 | 0.800% | $1.00 |
| 30 Months | 0.820% | $1,000.00 | 0.820% | $1.00 |
| 36 Months | 0.850% | $1,000.00 | 0.850% | $1.00 |
| 48 Months | 0.900% | $1,000.00 | 0.900% | $1.00 |
| 60 Months | 0.950% | $1,000.00 | 0.950% | $1.00 |
A penalty may be imposed for early withdrawals.
Limited Edition Savings Account*
Rates Effective: 08/31/2022
| Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Limited Edition Savings Account | 0.350% | $1,000.00 | 0.350% | $1,000.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
*Rate may change after account opening.
Elite Money Market Account
Rates Effective: 08/31/2022
| Elite Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.100% | 0.100% | $10.00 | $0.01 |
| TIER 2 | 0.100% | 0.100% | $10.00 | $2,000.00 |
| TIER 3 | 0.100% | 0.100% | $10.00 | $10,000.00 |
| TIER 4 | 0.150% | 0.150% | $10.00 | $50,000.00 |
| TIER 5 | 0.150% | 0.150% | $10.00 | $100,000.00 |
| TIER 6 | 0.200% | 0.200% | $10.00 | $250,000.00 |
Rate may change after account opening.
Fees could reduce earnings on the account.
Savings Accounts
Rates Effective: 08/31/2022
| Savings Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Statement Savings Account | 0.010% | 0.010% | $10.00 | $100.00 |
| Savers Money Market | 0.010% | 0.010% | $10.00 | $0.01 |
Rate may change after account opening.
Fees could reduce earnings on the account.
IRA Money Market Account
Rates Effective: 08/31/2022
| IRA Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| TIER 1 | 0.100% | 0.100% | $10.00 | $0.01 |
| TIER 2 | 0.150% | 0.150% | $10.00 | $25,000.00 |
| TIER 3 | 0.200% | 0.200% | $10.00 | $75,000.00 |
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Rate may change after account opening.
Club Accounts
Rates Effective: 08/31/2022
| Club Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| Christmas Club | 0.01% | 0.01% | $10.00 | $0.01 |
| Vacation Club | 0.01% | 0.01% | $10.00 | $0.01 |
| All-Purpose Club | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening. Fees could reduce earnings on the account.
Checking Accounts
Rates Effective: 08/31/2022
| Checking Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
|---|---|---|---|---|
| NOW Checking | 0.01% | 0.01% | $10.00 | $0.01 |
| Simply Free Checking | 0.00% | 0.00% | $10.00 | $0.01 |