Personal
Deposit Rates
Limited Edition Savings Account*
Rates Effective: 01/20/2021
Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
Limited Edition Savings Account | 0.410% | $1,000.00 | 0.410% | $1,000.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
Companion Deposit Account*
Rates Effective: 01/20/2021
Product | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
Companion Deposit Account | 0.220% | $10.00 | 0.220% | $10.00 |
*Accounts must be associated with a CD.
Fees could reduce earnings on the account.
Elite Money Market Account
Rates Effective: 01/20/2021
Elite Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
TIER 1 | 0.010% | 0.010% | $10.00 | $0.01 |
TIER 2 | 0.010% | 0.010% | $10.00 | $2,000.00 |
TIER 3 | 0.090% | 0.090% | $10.00 | $10,000.00 |
TIER 4 | 0.130% | 0.130% | $10.00 | $50,000.00 |
TIER 5 | 0.170% | 0.170% | $10.00 | $100,000.00 |
TIER 6 | 0.170% | 0.170% | $10.00 | $250,000.00 |
Rate may change after account opening.
Fees could reduce earnings on the account.
Savings Accounts
Rates Effective: 12/31/2020
Savings Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
Statement Savings Account | 0.010% | 0.010% | $10.00 | $100.00 |
Savers Money Market | 0.010% | 0.010% | $10.00 | $0.01 |
Rate may change after account opening.
Fees could reduce earnings on the account.
IRA Money Market Account
Rates Effective: 01/20/2021
IRA Money Market Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
TIER 1 | 0.010% |
0.010% |
$10.00 | $0.01 |
TIER 2 | 0.090% | 0.090% | $10.00 | $25,000.00 |
TIER 3 | 0.130% | 0.130% | $10.00 | $75,000.00 |
A penalty may be imposed for early withdrawal.
Fees could reduce earnings on the account.
Certificates of Deposit & IRA Certificates of Deposit
Rates Effective: 12/31/2020
Term | Annual Percentage Yield (APY) | Minimum Deposit to Open | Annual Interest Rate | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
5 Months | 0.060% | $1,000.00 | 0.060% | $0.01 |
6 Months | 0.110% | $1,000.00 | 0.110% | $0.01 |
12 Months | 0.210% | $1,000.00 | 0.210% | $0.01 |
18 Months | 0.260% | $1,000.00 | 0.260% | $0.01 |
24 Months | 0.310% | $1,000.00 | 0.310% | $0.01 |
30 Months | 0.350% | $1,000.00 | 0.350% | $0.01 |
36 Months | 0.380% | $1,000.00 | 0.380% | $0.01 |
48 Months | 0.410% | $1,000.00 | 0.410% | $0.01 |
60 Months | 0.560% | $1,000.00 | 0.560% | $0.01 |
A penalty may be imposed for early withdrawals.
Club Accounts
Rates Effective: 12/31/2020
Club Account | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
Christmas Club | 0.01% | 0.01% | $10.00 | $0.01 |
Vacation Club | 0.01% | 0.01% | $10.00 | $0.01 |
All-Purpose Club | 0.01% | 0.01% | $10.00 | $0.01 |
Rate may change after account opening. Fees could reduce earnings on the account.
Checking Accounts
Rates Effective: 12/31/2020
Checking Product | Annual Percentage Yield (APY) | Annual Interest Rate | Minimum Deposit to Open | Minimum Daily Balance to Earn Stated APY |
---|---|---|---|---|
NOW Checking | 0.01% | 0.01% |
$10.00 |
$0.01 |