Credit Cards


Holyoke Credit Union takes pride in offering credit cards designed with the financial well-being of our members in mind. Offering low rates, quick approval and supported by superior service, our Visa® Platinum cards provide the features and benefits – including EMV chip technology for enhanced security – to best meet your needs. 

Applying for a credit card from Holyoke Credit Union is easy. You can apply online or by phone by calling:

Holyoke Branch
Sharon Carter
West Springfield Branch
Carlos Morales
Feeding Hills Branch
Mireille Gale

 or after hours call our convenient 24/7 Consumer Loan Center at (413) 532-7007 option 4, then 2. Or you can stop by one of our three convenient branches and pick up an application.

Visa® Platinum

  • 2.99% APR on balance transfers for 12 months on new accounts**
  • Great low rate
  • No annual fee
  • No penalty rate
  • No balance transfer fee
  • Chip technology for enhanced security
  • Contactless for ever more convenience!
*Existing account holders are those accounts opened before 01-01-2020.  Offer good an balance transfers made from January 1, 2020 - March 31, 2020.  The rate remain until 01-2021 statement cycle. 
**Balance transfers must be completed within the first 90 days of account opening.  Only accounts opened on/after 01-01-2020 will qualify.  The rate will remain for 365 days from the first qualifying transaction. 

Member Loyalty Rewards Program Login

3-2-1 Rewards

Member Loyalty Rewards

Open your digital wallet

Take advantage of the convenience of tap-and-go payments in stores, in apps, or online using your Apple, Android, or Samsung smart phone or other devices.

Click here to find out how