Holyoke Credit Union exists to provide service and value to our members . . . and that means personal loans at low interest rates. A personal loan from Holyoke Credit Union can be used for any number of reasons including debt consolidation, planned or unplanned expenses, medical expenses, auto repairs, or home improvements. The application process is simple, our service is great, and the funds go right into your Holyoke Credit Union Checking Account. Nothing could be easier!