COVID-19 Update - 06/25/20 - WE'RE REOPENING OUR LOBBY! - As of Mon, June 29, 2020, HCU will be reopening the Holyoke and Feeding Hills lobbies to limited traffic (Holyoke - 5 members & Feeding Hills - 3 members at any time). Masks will be required and social distancing will be practiced. HCU's hours will remain the same, M - F 9am - 4pm, Sat. 9am - 12pm. The West Springfield branch will remain closed until further notice. If you wish to meet with a Member Service Representative, please call for an appointment. For Holyoke, call Sharon Carter at 413-341-0133. For Feeding Hills, call either Marjorie Letasz or Beth Cook at 413-278-6840. We thank you for your understanding while we implement this "new normal"!

Consumer Loan

Used Auto Loans

Holyoke Credit Union is dedicated to providing used car loans to its members. Our used car loans offer great interest rates, flexible terms, and unparalleled service and expertise from our car loan specialists. You can even apply online from the comfort of your own home or office. With Holyoke Credit Union, there are no application fees and we promptly respond to your used car loan request. We offer terms from 24 to 84 months, low interest rates, and 100% financing. It’s a no-hassle experience from start to finish! Plus we give you free tools like AutoSmart and Kelley Blue Book to help you get the best deal on your car purchase.

Holyoke Credit Union lending criteria for used cars:

  • The vehicle should not be more than nine years old
  • The vehicle should have 85,000 miles or less

Please see Holyoke Credit Union’s Auto Dealer Partners for more opportunities

Current Rates 

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