COVID-19 Update - April 2, 2020 - For the safety of our members, staff and the public, HCU will temporarily be closing our West Springfield Branch as of Mon. April 6, 2020. ATMs in West Springfield will remain functional. HCU will temporarily be reducing the hours in the Holyoke and Feeding Hills branches. They will be open Mon.-Fri.: 10am-3pm and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center will continue to be available. For more complete information please see the News article "Important Message to Our Members" below.

Consumer Loan

Used Auto Loans

Holyoke Credit Union is dedicated to providing used car loans to its members. Our used car loans offer great interest rates, flexible terms, and unparalleled service and expertise from our car loan specialists. You can even apply online from the comfort of your own home or office. With Holyoke Credit Union, there are no application fees and we promptly respond to your used car loan request. We offer terms from 24 to 84 months, low interest rates, and 100% financing. It’s a no-hassle experience from start to finish! Plus we give you free tools like AutoSmart and Kelley Blue Book to help you get the best deal on your car purchase.

Holyoke Credit Union lending criteria for used cars:

  • The vehicle should not be more than nine years old
  • The vehicle should have 85,000 miles or less

Please see Holyoke Credit Union’s Auto Dealer Partners for more opportunities

Current Rates 

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