All HCU branches will be closed on Wednesday, November 11th in observance of Veterans Day. ATMs, online banking, and the HCU mobile app are available 24/7.
Fraud Alert: Scammers may be impersonating Holyoke Credit Union using spoofed phone numbers to obtain personal information. We will never call to ask for sensitive personal information. If you're unsure whether a call is legitimate, hang up and contact us directly at 413.532.7007.

Debt Consolidation Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Consolidation Loan or Apply Now!

Rates as low as 11.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $460.20 $690.30 $920.40
48 $265.81 $398.70 $531.60 $797.40 $1,063.20
36 $82.45 $164.89 $329.77 $494.65 $659.53 $989.30 $1,319.06
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 11.49% APR for 36 months, 12.49% APR for 48 months and 13.49% APR for 60 months. Your APR will be between 11.49% and 20.00% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) anytime. HCU's Consumer Loan Center is here to help you 24/7.