All Holyoke Credit Union branches will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. Online banking and mobile banking are available 24/7. Thank you for banking at HCU!
For your safety and convenience, the West Springfield branch will be temporarily closed until Thursday, June 20th, 2024, due to the construction performed by the city. We encourage you to utilize our Feeding Hills and Holyoke branches. Thank you for your understanding.

Debt Consolidation Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Consolidation Loan or Apply Now!

Rates as low as 11.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $460.20 $690.30 $920.40
48 $265.81 $398.70 $531.60 $797.40 $1,063.20
36 $82.45 $164.89 $329.77 $494.65 $659.53 $989.30 $1,319.06
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 11.49% APR for 36 months, 12.49% APR for 48 months and 13.49% APR for 60 months. Your APR will be between 11.49% and 20.00% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) any time of the day or night. Holyoke Credit Union’s 24/7 Consumer Loan Center is there to help you.

Remember, at Holyoke Credit Union you are not alone!