Please be advised that on Sunday, June 23, 2019, from 10:00 pm to approximately 2:00 am, HCU's online banking and VRU system will be unavailable due to system upgrades. We apologize for any inconvenience.

Auto Loans

Automobile loans are a Holyoke Credit Union specialty. Generations of members have relied on us for the most affordable financing for both new and used cars. We offer great interest rates and a degree of service and expertise you won’t find just anywhere . . . with terms up to 84 months. And here’s something else to consider. Because our rates tend to be among the lowest available, you may want to investigate refinancing an existing loan you currently have through another lender with us. It’s a smart choice and a great way to make every dollar count.

With us, it’s easy to get a new car loan without leaving your home or office.

Learn more about our New Auto Loans
We offer terms from 24 to 84 months with low rates and 100% financing.

Learn more about Used Auto Loans
Protect yourself by covering the difference between your car value and what you owe.

Learn more about Gap Insurance
This policy covers the expense of major repairs after your vehicle's warranty has expired.

Learn more about Mechanical Break Down Protection
Simply apply now to see if you qualify or give us a call for more details.

Learn more about Auto Loan Refinancing
We’ve partnered with the best to help make buying a car easier for you.

Learn more about our Dealer Partners
Learn everything you need to know about buying a new or used vehicle.

Begin Auto Research/AutoSmart
Exclusive auto insurance discounts just for Holyoke Credit Union members.

Learn more about TruStage Insurance Products