Auto Loans

Whether you're purchasing your first vehicle, upgrading to something new, or refinancing your current auto loan, Holyoke Credit Union makes financing simple. We offer competitive rates, flexible terms, and personalized service to help you get behind the wheel with confidence.

From researching your next vehicle to estimating your monthly payment and protecting your investment, we're here to support you every step of the way.

Competitive financing for new vehicles with flexible terms and affordable monthly payments.

Learn about New Auto Loans

Affordable financing for pre-owned vehicles purchased from a dealership or private seller.

Learn about Used Auto Loans

You may be able to lower your monthly payment, reduce your interest rate, or pay off your loan sooner by refinancing your current auto loan.

Learn about Auto Loan Refinancing

We’ve partnered with the best to help make buying a car easier for you.

Learn more about our Dealer Partners

Learn everything you need to know about buying a new or used vehicle.

Begin Auto Research/AutoSmart

why choose hcu?

Enjoy financing designed around your needs with benefits that help you save time, money, and hassle.

Terms from 24 to 84 months
Up to 100% financing for qualified borrowers
No application fees
Local lending decisions
Easy online application
Quick approvals

Planning Tools

Buying a vehicle is a big decision. Use our online tools to estimate your monthly payment, research vehicles with AutoSmart®, and compare vehicle values through Kelley Blue Book® before you shop.

Estimate your monthly payment

Research vehicles

Compare vehicle values