COVID-19 Update - April 2, 2020 - For the safety of our members, staff and the public, HCU will temporarily be closing our West Springfield Branch as of Mon. April 6, 2020. ATMs in West Springfield will remain functional. HCU will temporarily be reducing the hours in the Holyoke and Feeding Hills branches. They will be open Mon.-Fri.: 10am-3pm and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center will continue to be available. For more complete information please see the News article "Important Message to Our Members" below.

Jumbo Mortgage

A jumbo mortgage is one that exceeds the conventional mortgage borrowing limits and is designed for those who want to finance larger, more expensive properties and can handle higher monthly payments. Currently, a jumbo mortgage is a purchase or refinance loan that exceeds $424,100 for a single-family home. It is also referred to as a nonconforming loan because it does not conform to the loan limits set by FannieMae or Freddie Mac. Holyoke Credit Union jumbo financing options include fixed-rate and adjustable-rate mortgages, with a range of terms to accommodate immediate and long-range financial plans.


  • Larger loan amounts to purchase more expensive homes
  • Loan amounts as high as $1,000,000 and down payments as low as 10%
  • For high-end purchases of primary, secondary, or vacation homes