COVID-19 Update - March 22, 2021 - All Holyoke Credit Union lobbies will be open to limited traffic. The West Springfield and Feeding Hills lobbies and drive-thrus will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke lobby will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke Drive-thru will be open: M-Th. 8am - 4pm; Fri. 8am -5pm; and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) are available for your convenience. We look forward to seeing you again! Please remember to wear a mask and maintain social distance while in the lobby. Thank you!

Jumbo Mortgage

A jumbo mortgage is one that exceeds the conventional mortgage borrowing limits and is designed for those who want to finance larger, more expensive properties and can handle higher monthly payments. Currently, a jumbo mortgage is a purchase or refinance loan that exceeds $424,100 for a single-family home. It is also referred to as a nonconforming loan because it does not conform to the loan limits set by FannieMae or Freddie Mac. Holyoke Credit Union jumbo financing options include fixed-rate and adjustable-rate mortgages, with a range of terms to accommodate immediate and long-range financial plans.


  • Larger loan amounts to purchase more expensive homes
  • Loan amounts as high as $1,000,000 and down payments as low as 10%
  • For high-end purchases of primary, secondary, or vacation homes

Click on Mortgage Rates to see the current rates and any additional disclosures.