Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Mortgage

Jumbo

Jumbo Mortgage

A jumbo mortgage is one that exceeds the conventional mortgage borrowing limits and is designed for those who want to finance larger, more expensive properties and can handle higher monthly payments. Currently, a jumbo mortgage is a purchase or refinance loan that exceeds $424,100 for a single-family home. It is also referred to as a nonconforming loan because it does not conform to the loan limits set by FannieMae or Freddie Mac. Holyoke Credit Union jumbo financing options include fixed-rate and adjustable-rate mortgages, with a range of terms to accommodate immediate and long-range financial plans.

Benefits:

  • Larger loan amounts to purchase more expensive homes
  • Loan amounts as high as $1,000,000 and down payments as low as 10%
  • For high-end purchases of primary, secondary, or vacation homes

Click on Mortgage Rates to see the current rates and any additional disclosures. 

Meet our Mortgage Specialists