The Holyoke and Feeding Hills lobbies are now open to limited traffic (Holyoke - 5 members & Feeding Hills - 3 members at any time). Masks are required and social distancing will be practiced. HCU's hours will remain the same, M - F 9am - 4pm, Sat. 9am - 12pm. The West Springfield branch will remain closed until further notice, however the West Springfield Drive-thru is now open. If you wish to meet with a Member Service Representative, please call for an appointment. For Holyoke, call Sharon Carter at 413-341-0133. For Feeding Hills, call either Marjorie Letasz or Beth Cook at 413-278-6840. We thank you for your understanding while we implement this "new normal"!
COVID-19 Update 10/07/2020 - West Springfield Drive-Thru is Reopening! - Starting on Tuesday, October 13, 2020, the drive-thru at Holyoke Credit Union's West Springfield Branch (333 Elm Street) will be open for business. The drive-thru only will be open Mon.-Fri. from 9-4 and on Saturdays from 9-12.

Mortgage

Fixed-Rate Home Equity Loan

As a Holyoke Credit Union member, you can apply for a Fixed-Rate Home Equity Loan. This loan allows you to borrow against the value of your home and use the money for a home improvement project or a variety of other projects or purchases. This loan is designed for members who favor a fixed-rate home equity option rather than the Holyoke Credit Union Home Equity Line of Credit program.

If you prefer the option of a fixed rate, Holyoke Credit Union can meet your needs with home equity loans available in 10-, 15-, and 20-year terms. All with no closing costs. You can borrow up to 100% of your home’s value, less your outstanding mortgage balance.  Please consult your tax advisor regarding the deductibility of interest on this loan.

Click Here for Current Rates and Any Additional Disclosures 

Meet our Mortgage Specialists