At Holyoke Credit Union protecting our members information is our top priority. We will never ask for any personal information such as account or debit card numbers, online banking log-in credentials or PIN numbers. Never give out your personal financial information in response to an unsolicited phone call, text or email, no matter how official it may seem. If you ever have any doubts as to the validity of these communications, please call us directly at 413-561-9600.

Mortgage

Fixed-Rate Home Equity Loans

Fixed-Rate Home Equity Loan

As a Holyoke Credit Union member, you can apply for a Fixed-Rate Home Equity Loan. This loan allows you to borrow against the value of your home and use the money for a home improvement project or a variety of other projects or purchases. This loan is designed for members who favor a fixed-rate home equity option rather than the Holyoke Credit Union Home Equity Line of Credit program.

If you prefer the option of a fixed rate, Holyoke Credit Union can meet your needs with home equity loans available in 10-, 15-, and 20-year terms. All with no closing costs. You can borrow up to 100% of your home’s value, less your outstanding mortgage balance.  Please consult your tax advisor regarding the deductibility of interest on this loan.

Click Here for Current Rates and Any Additional Disclosures 

Meet our Mortgage Specialists