COVID-19 Update - March 22, 2021 - All Holyoke Credit Union lobbies will be open to limited traffic. The West Springfield and Feeding Hills lobbies and drive-thrus will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke lobby will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke Drive-thru will be open: M-Th. 8am - 4pm; Fri. 8am -5pm; and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) are available for your convenience. We look forward to seeing you again! Please remember to wear a mask and maintain social distance while in the lobby. Thank you!

Fees
Effective Date: March 23, 2021

Account Related Fees

Account Research (per hour)     $50.00
Canadian Checks (US Dollar Account) $10.00
Check Orders  Variable
Copy of Check (Including Deposited)   $3.00
Dormant Account $25.00
Inactive Accounts $10.00
Early Closeout Fee (180 days) $25.00
Escheatment  $25.00
Instant Statement $5.00
Insufficient Funds/Uncollected Funds $30.00
IRA Trustee Transfer (outgoing) $30.00
Missing Mailing Address (per month)  $10.00
Reg D Excessive Transaction Fee $10.00
Money Market Excess of Three Checks Per Statement Cycle $10.00
Overdraft Protection Transfer   $5.00
Returned ACH Credit/Debit (Origination)  $30.00
Statement Copy $10.00


Service Related Fees

Backup Withholding $10.00
Checkbook Reconciliation (per hour) $30.00
Collection Item $20.00
1098/1099 Tax Form Copy $7.00
Night Deposit (per drop)   Free
Night Deposit Bag (additional bags) Free
Non-Member Loan Application Fee   $25.00
Notary Service $1.25
Returned Deposit Item $5.71
Security Fee $1.95
Tax Liens/Levies $50.00
Telephone Balance Inquiry $5.00
Telephone Transfer $5.00
Telephone Inquiry of Checks Cleared $5.00
Verification of Deposit (social service) Free
Verification of Deposit (other lender) $10.00
Verification Letter  $10.00


Official Bank Checks

Money Orders $5.00
Official Checks $7.00
Stop Payment $30.00
Stop Payment Money Orders $30.00
Stop Payment Official Check $40.00


Wire Transfer Fees    

Domestic/Foreign Incoming $10.00
Domestic Outgoing $35.00
Foreign Outgoing $50.00
Recurring $10.00


ATM/Debit Card Service Fees

Replacement of ATM/Debit Card $15.00
Replacement of ATM/Debit Card (Rush) $75.00
Replacement of PIN $6.00

Safe Deposit Box Fees

Safe Deposit Box 3 x 5 $45.00
Safe Deposit Box 3 x 10 $75.00
Safe Deposit Box 5 x 10 $95.00
Safe Deposit Box 10 x 10 $140.00
Lock Drilling $129.00
Lost Safe Deposit Box Key $149.00
Late Rental Fee $10.00



Online Banking Fees

Online Banking Free
Online Bill Payment Free
Mobile Remote Deposit Capture Free
eStatements Free

Holyoke Credit Union ATMs are available for free, unlimited use by members. Other institutions may impose a surcharge for use of their ATMs.