For your safety and convenience, the West Springfield branch will be temporarily closed until Saturday May 18th, 2024, due to the construction performed by the city. Normal operations will resume Saturday May 18th. We encourage you to utilize our Feeding Hills and Holyoke branches. Our ATM’s will remain available for your convenience. Thank you for your understanding.

Mortgage

Fixed-Rate Home Equity Loans

Fixed-Rate Home Equity Loan

As a Holyoke Credit Union member, you can apply for a Fixed-Rate Home Equity Loan. This loan allows you to borrow against the value of your home and use the money for a home improvement project or a variety of other projects or purchases. This loan is designed for members who favor a fixed-rate home equity option rather than the Holyoke Credit Union Home Equity Line of Credit program.

If you prefer the option of a fixed rate, Holyoke Credit Union can meet your needs with home equity loans available in 10-, 15-, and 20-year terms. All with no closing costs. You can borrow up to 100% of your home’s value, less your outstanding mortgage balance.  Please consult your tax advisor regarding the deductibility of interest on this loan.

Click Here for Current Rates and Any Additional Disclosures 

Meet our Mortgage Specialists