Our Own VISA® Platinum Rewards Credit Card
A New Year Special for Existing HCU Credit Card Holders!
1.99% APR on balance transfers made between January 1, 2020 - March 31, 2020!*
And New Account Holders will receive our low introductory 2.99% APR on balance transfers for 12 months.**
With No Balance Transfer Fee!
Look at the benefits
- 1.99% APR on balance transfers for existing account holders.*
- 2.99% APR on balance transfers for 12 months on new accounts**
- Earn points on every purchase. The Holyoke Credit Union Our Own VISA® Platinum Rewards Credit Card is perfect for our members who want to earn points with every purchase.
- Redeem points for travel, merchandise, gift cards, and more with CURewards. Points add up fast and can be redeemed for a variety of items. You’re sure to find something you want or need.
- Your Reward Points will never expire!
- Low interest rates. Our Own VISA® Platinum Rewards Credit Card offers a low variable interest rate, so you can save on interest and still earn reward points.
- No annual fee. We are honored to offer a no-fee rewards credit card to our members.
- No penalty rate for late payment. While other card providers may balloon your interest rate when you make a late payment, Holyoke Credit Union takes pride in maintaining your same rate.
- No balance transfer fee. Many other credit card providers charge a fee to transfer balances from one card to another, but there is never a balance transfer fee with your Holyoke Credit Union Our Own VISA® Platinum Rewards Credit Card.
- Online card application and management. Holyoke Credit Union makes obtaining and managing your Our Own VISA® Platinum Rewards Credit Card simple. You can handle it all online at your convenience.
- No ignoring those with challenged credit. Holyoke Credit Union has a long history of dedication to responsible individuals with less-than-perfect credit. We welcome your business!
- No dealing with a giant company. What makes the Holyoke Credit Union Our Own VISA® Platinum Rewards Credit Card so great is that we issue and manage the card ourselves for our members. So you do business with us . . . not some giant credit card organization.
*Existing account holders are those accounts opened before 01-01-2020. Offer good an balance transfers made from January 1, 2020 - March 31, 2020. The rate remain until 01-2021 statement cycle.
**Balance transfers must be completed within the first 90 days of account opening. Only accounts opened on/after 01-01-2020 will qualify. The rate will remain for 365 days from the first qualifying transaction.
Member Loyalty Rewards
This rewards program applies only to members using the Our Own VISA® Platinum Rewards Credit Card. Points expire after 60 months.
*The following points will be rewarded once the cardholder has spent $1,000 on their rewards credit card within three months of the card being issued.
(Times per year)
(monthly, annually, one-time)
|Just for Opening a New Card!*||1||10,000||One-time|
|New Checking Account||1||10,000||One-time|
|Direct Deposit to Checking||12||200||Monthly|
|Dollars on Deposit Per (1,000)||12||10||Monthly|
|New Unsecured Loan||1||5,000||One-time|
|New First Mortgage||1||20,000||One-time|
To reach the CURewards Travel Agency call 1-800-900-6160.