COVID-19 Update 12-10-2020 Holyoke Credit Union will be expanding our drive-thru hours of operation. Starting on Monday, December 14, 2020, the Holyoke drive-thru will be open: Mon.-Thurs. 8AM-4PM, Fri. 8AM -5PM and Sat. 9AM-12PM. The W. Springfield and Feeding Hills drive-thrus will be open: Mon.-Thurs. 9AM-4PM, Fri. 9AM -5PM and Sat. 9AM-12PM. All branch lobbies will remain closed until further notice. All HCU ATMs remain open. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) will continue to be available. To see a Member Service Representative call 413-341-0133 for Holyoke or 413-278-6840 for W. Springfield or Feeding Hills for an appointment.

Our Own Low-Rate VISA® Platinum Credit Card

 

Features

Look at the benefits:

  • 2.99% APR on balance transfers for 12 months on new accounts*
  • Our lowest interest rates. Low interest makes this the best and most economical credit card for all your purchases.
  • No annual fee. We are honored to offer a no-fee card to our members.
  • No penalty rate for late payment. While other card providers may balloon your interest rate when you make a late payment, Holyoke Credit Union takes pride in maintaining your same rate.
  • No balance transfer fee. Many other credit card providers charge a fee to transfer balances from one card to another, but there is never a balance transfer fee with your Holyoke Credit Union Our Own VISA® Platinum Credit Card.
  • Online card application and management. Holyoke Credit Union makes obtaining and managing your Our Own VISA® Platinum Credit Card simple. You can handle it all online at your convenience.
  • No ignoring those with challenged credit. Holyoke Credit Union has a long history of dedication to responsible individuals with less-than-perfect credit. We welcome your business!
  • No dealing with a giant company. What makes the Holyoke Credit Union Our Own VISA® Platinum Credit Card so great is that we issue and manage it ourselves for our members. So you do business with us . . . not some giant credit card organization.
  
*Balance transfers must be completed within the first 90 days of account opening.  Only accounts opened on/after 01-01-2020 will qualify.  The rate will remain for 365 days from the first qualifying transaction. 

Rates

Click Here for the Application and Solicitation Disclosure


Application

Click Here for a printable version of the Application Form

Click Here to Apply Online

Click Here for the Application and Solicitation Disclosure


Agreement

Click Here for the Credit Card Agreement