Our Own Low-Rate VISA® Platinum Credit Card

 

A New Year Special for Existing HCU Credit Card Holders!

1.99% APR on balance transfers made between January 1, 2020 - March 31, 2020!*

And New Account Holders will receive our low introductory 2.99% APR on balance transfers for 12 months.**

With No Balance Transfer Fee!

Apply Now

Features

Look at the benefits:

  • 1.99% APR on balance transfers for existing account holders.*
  • 2.99% APR on balance transfers for 12 months on new accounts**
  • Our lowest interest rates. Low interest makes this the best and most economical credit card for all your purchases.
  • No annual fee. We are honored to offer a no-fee card to our members.
  • No penalty rate for late payment. While other card providers may balloon your interest rate when you make a late payment, Holyoke Credit Union takes pride in maintaining your same rate.
  • No balance transfer fee. Many other credit card providers charge a fee to transfer balances from one card to another, but there is never a balance transfer fee with your Holyoke Credit Union Our Own VISA® Platinum Credit Card.
  • Online card application and management. Holyoke Credit Union makes obtaining and managing your Our Own VISA® Platinum Credit Card simple. You can handle it all online at your convenience.
  • No ignoring those with challenged credit. Holyoke Credit Union has a long history of dedication to responsible individuals with less-than-perfect credit. We welcome your business!
  • No dealing with a giant company. What makes the Holyoke Credit Union Our Own VISA® Platinum Credit Card so great is that we issue and manage it ourselves for our members. So you do business with us . . . not some giant credit card organization.
 
*Existing account holders are those accounts opened before 01-01-2020.  Offer good an balance transfers made from January 1, 2020 - March 31, 2020.  The rate remain until 01-2021 statement cycle. 
**Balance transfers must be completed within the first 90 days of account opening.  Only accounts opened on/after 01-01-2020 will qualify.  The rate will remain for 365 days from the first qualifying transaction. 

Rates

Click Here for the Application and Solicitation Disclosure


Application

Click Here for a printable version of the Application Form

Click Here to Apply Online

Click Here for the Application and Solicitation Disclosure


Agreement

Click Here for the Credit Card Agreement