Our Own Low-Rate VISA® Platinum Credit Card
A New Year Special for Existing HCU Credit Card Holders!
1.99% APR on balance transfers made between January 1, 2020 - March 31, 2020!*
And New Account Holders will receive our low introductory 2.99% APR on balance transfers for 12 months.**
With No Balance Transfer Fee!
Look at the benefits:
- 1.99% APR on balance transfers for existing account holders.*
- 2.99% APR on balance transfers for 12 months on new accounts**
- Our lowest interest rates. Low interest makes this the best and most economical credit card for all your purchases.
- No annual fee. We are honored to offer a no-fee card to our members.
- No penalty rate for late payment. While other card providers may balloon your interest rate when you make a late payment, Holyoke Credit Union takes pride in maintaining your same rate.
- No balance transfer fee. Many other credit card providers charge a fee to transfer balances from one card to another, but there is never a balance transfer fee with your Holyoke Credit Union Our Own VISA® Platinum Credit Card.
- Online card application and management. Holyoke Credit Union makes obtaining and managing your Our Own VISA® Platinum Credit Card simple. You can handle it all online at your convenience.
- No ignoring those with challenged credit. Holyoke Credit Union has a long history of dedication to responsible individuals with less-than-perfect credit. We welcome your business!
- No dealing with a giant company. What makes the Holyoke Credit Union Our Own VISA® Platinum Credit Card so great is that we issue and manage it ourselves for our members. So you do business with us . . . not some giant credit card organization.