COVID-19 Update - March 22, 2021 - All Holyoke Credit Union lobbies will be open to limited traffic. The West Springfield and Feeding Hills lobbies and drive-thrus will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke lobby will be open: M-Th. 9am - 4pm; Fri. 9am -5pm; and Sat. 9am-12pm. The Holyoke Drive-thru will be open: M-Th. 8am - 4pm; Fri. 8am -5pm; and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) are available for your convenience. We look forward to seeing you again! Please remember to wear a mask and maintain social distance while in the lobby. Thank you!

High-Interest Debt Reducer Personal Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Reducer Personal Loan or Apply Now!

Rates as low as 5.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $401 $601 $801
48 $237 $356 $474 $711 $948
36 $75 $151 $302 $453 $604 $907 $1,208
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 5.49% APR for 36 months, 6.49% APR for 48 months and 7.49% APR for 60 months. Your APR will be between 5.49% and 17.99% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) any time of the day or night. Holyoke Credit Union’s 24/7 Consumer Loan Center is there to help you.

Remember, at Holyoke Credit Union you are not alone!