COVID-19 Update 12-10-2020 Holyoke Credit Union will be expanding our drive-thru hours of operation. Starting on Monday, December 14, 2020, the Holyoke drive-thru will be open: Mon.-Thurs. 8AM-4PM, Fri. 8AM -5PM and Sat. 9AM-12PM. The W. Springfield and Feeding Hills drive-thrus will be open: Mon.-Thurs. 9AM-4PM, Fri. 9AM -5PM and Sat. 9AM-12PM. All branch lobbies will remain closed until further notice. All HCU ATMs remain open. Mobile banking, online banking and HCU's Member Solutions Call Center (413-532-7007) will continue to be available. To see a Member Service Representative call 413-341-0133 for Holyoke or 413-278-6840 for W. Springfield or Feeding Hills for an appointment.

High-Interest Debt Reducer Personal Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Reducer Personal Loan or Apply Now!

Rates as low as 5.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $401 $601 $801
48 $237 $356 $474 $711 $948
36 $75 $151 $302 $453 $604 $907 $1,208
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 5.49% APR for 36 months, 6.49% APR for 48 months and 7.49% APR for 60 months. Your APR will be between 5.49% and 17.99% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) any time of the day or night. Holyoke Credit Union’s 24/7 Consumer Loan Center is there to help you.

Remember, at Holyoke Credit Union you are not alone!