COVID-19 Update - 06/25/20 - WE'RE REOPENING OUR LOBBY! - As of Mon, June 29, 2020, HCU will be reopening the Holyoke and Feeding Hills lobbies to limited traffic (Holyoke - 5 members & Feeding Hills - 3 members at any time). Masks will be required and social distancing will be practiced. HCU's hours will remain the same, M - F 9am - 4pm, Sat. 9am - 12pm. The West Springfield branch will remain closed until further notice. If you wish to meet with a Member Service Representative, please call for an appointment. For Holyoke, call Sharon Carter at 413-341-0133. For Feeding Hills, call either Marjorie Letasz or Beth Cook at 413-278-6840. We thank you for your understanding while we implement this "new normal"!

High-Interest Debt Reducer Personal Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Reducer Personal Loan or Apply Now!

Rates as low as 5.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $401 $601 $801
48 $237 $356 $474 $711 $948
36 $75 $151 $302 $453 $604 $907 $1,208
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 5.49% APR for 36 months, 6.49% APR for 48 months and 7.49% APR for 60 months. Your APR will be between 5.49% and 17.99% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) any time of the day or night. Holyoke Credit Union’s 24/7 Consumer Loan Center is there to help you.

Remember, at Holyoke Credit Union you are not alone!