COVID-19 Update - April 2, 2020 - For the safety of our members, staff and the public, HCU will temporarily be closing our West Springfield Branch as of Mon. April 6, 2020. ATMs in West Springfield will remain functional. HCU will temporarily be reducing the hours in the Holyoke and Feeding Hills branches. They will be open Mon.-Fri.: 10am-3pm and Sat. 9am-12pm. Mobile banking, online banking and HCU's Member Solutions Call Center will continue to be available. For more complete information please see the News article "Important Message to Our Members" below.

High-Interest Debt Reducer Personal Loan

Don’t let high-interest loans and credit cards continue to cause you stress. Call Holyoke Credit Union today to learn more about our Debt Reducer Personal Loan or Apply Now!

Rates as low as 5.49% APR for 36 months for as much as $40,000.

Amount of Loan
$2,500 $5,000 $10,000 $15,000 $20,000 $30,000 $40,000
Term of loan in months Estimated monthly payment* (fixed for the life of the loan)
60 $401 $601 $801
48 $237 $356 $474 $711 $948
36 $75 $151 $302 $453 $604 $907 $1,208
*Estimated payments are for illustration purposes only and assume you pay on time, they are based on 5.49% APR for 36 months, 6.49% APR for 48 months and 7.49% APR for 60 months. Your APR will be between 5.49% and 17.99% based on creditworthiness at time of application.

Call (413) 532-7007 (option 4, then 2) any time of the day or night. Holyoke Credit Union’s 24/7 Consumer Loan Center is there to help you.

Remember, at Holyoke Credit Union you are not alone!