All Holyoke Credit Union branches will be closed on Monday, January 19th in observance of Martin Luther King Jr. Day. Online and mobile banking services are available 24/7.
Important Security Notice: Fraudsters are contacting members and pretending to be from the Holyoke Credit Union-even using our phone number (413) 532-7007 to make the call appear legitimate. They are falsely claiming there is “potential fraud” on your account to obtain sensitive information. Holyoke Credit Union will never request personal or confidential information through unsolicited calls, texts, or emails. If you receive a suspicious call, text, or email, do not respond. Please call our member service department directly at 413-561-9600.

Why You Need Mechanical Breakdown Protection  

Did you know that one in three vehicles experience a mechanical failure in a given year? The typical warranty owner will make several claims during the life of their agreement. Should your vehicle experience a failure after the manufacturer’s warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars. 

Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it’s these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, assorted repair costs rise dramatically. 

 

The Cost of Repairs


Repair Cost Projection

Mechanical Breakdown Protection ensures that tomorrow's repairs will be covered today:


Zone of Vulnerability

Vehicles are often driven between 15,000 and 20,000 miles per year. With this type of mileage, your vehicle may be out of manufacturer's warranty in less than two years. Don't let you vehicle go unprotected in the years and miles thereafter.