COVID-19 Update - 06/25/20 - WE'RE REOPENING OUR LOBBY! - As of Mon, June 29, 2020, HCU will be reopening the Holyoke and Feeding Hills lobbies to limited traffic (Holyoke - 5 members & Feeding Hills - 3 members at any time). Masks will be required and social distancing will be practiced. HCU's hours will remain the same, M - F 9am - 4pm, Sat. 9am - 12pm. The West Springfield branch will remain closed until further notice. If you wish to meet with a Member Service Representative, please call for an appointment. For Holyoke, call Sharon Carter at 413-341-0133. For Feeding Hills, call either Marjorie Letasz or Beth Cook at 413-278-6840. We thank you for your understanding while we implement this "new normal"!

Why You Need Mechanical Breakdown Protection  

Did you know that one in three vehicles experience a mechanical failure in a given year? The typical warranty owner will make several claims during the life of their agreement. Should your vehicle experience a failure after the manufacturer’s warranty expires, without an extended warranty you will have no protection from the unexpected repair costs that can be in the thousands of dollars. 

Vehicles today are growing extremely complex and contain high-tech sensors, electronics, and computers that frequently suffer unexpected failure and need to be replaced. While engines and transmissions are more reliable than ever, it’s these other sophisticated parts that frequently fail. As vehicles become increasingly more complex, assorted repair costs rise dramatically. 

 

The Cost of Repairs


Repair Cost Projection

Mechanical Breakdown Protection ensures that tomorrow's repairs will be covered today:


Zone of Vulnerability

Vehicles are often driven between 15,000 and 20,000 miles per year. With this type of mileage, your vehicle may be out of manufacturer's warranty in less than two years. Don't let you vehicle go unprotected in the years and miles thereafter.